| Independent 
        Consultant offers various services for both direct insurance and reinsurance. 
        We do insurance servicing, combined service and consulting including pure 
        consultings such as:
 1. RISKS MANAGEMENT AND CONSULTING ADVICE
 We advise you alternative solutions of risk management and help you identify 
        and evaluate risk exposures. We also provide an advice on Loss Prevention 
        & Control, Contingency Plan including work with you developing the 
        program. We can arrange if required a special technician for professional 
        contribution.
 2. 
        BROKING SERVICES & 
        MARKET 
        ACCESS  
        Our broking services give you more than getting insurance. We seek the 
        best possible terms at your selective value. We do marketing your risk 
        exposures to insurers and communicate them in the underwriters' perspective.
 
 The risk will be channeled to the expertise either domestic or international 
        markets. Your assets will be secured by the professional underwriters 
        with financial strength.
 3. 
        COVERAGE & CONDITION REVIEWOur consulting services also include review the insurance coverage, evaluate 
        it to required conditions and advice if any modification.
 4. 
        ADMINISTRATION & CLAIM SERVICESWe manage all the administrative works and provide extensive services 
        in all insurance matters including claims handling. We negotiate with 
        the insurers, reinsurers or loss adjusters for any dispute of insurance 
        terms and assure you receive a reasonable feedback or settlement.
 5. 
        REINSURANCE & PORTFOLIO MANAGEMENT With our network and long experience in both local and international reinsurers, 
        we provide variety forms of reinsurance support i.e. facultative, treaty 
        or non-traditional capacity for special projects, large risk or captive 
        insurance programmes.
 6. 
        TRAINING AND MARKET UPDATEWe provide insurance training service to help your employees understand 
        more about insurance and procedure. The training can be customized to 
        a certain job function. We regularly update the clients about insurance 
        news and technical issues that might be benefit to their operation.
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